I've added some milestones to the author bio. The top money numbers have been there for a while, the bottom are the details I need to fulfil to make that happen.

Here are some details:

If I get a 3 percent raise, I can increase my 401k by 2 percent and not see take home pay drop. In 3-6 years that will have the 401k maxed (the plan is to save 1 percent less than the raise percent- this means take home never decreases). Get a 4 percent raise, add 3 percent to 401k type method.

For wife it will take about 7-10 years to max on the same plan. Once my 401k is maxed, I have a spreadsheet which shows us how to take my raise and save it to her 401k (3 percent raise for me is 6 percent increase in her 401k for example).

Our EF was depleted in 2008. We have 1 months expenses now spread out in 6 cds maturing every 16 days. We will be adding $340/month to those starting Jan 31, and $600/mo by years end as some loans get paid off.

The taxable account gets the $600/mo once the EF has 3 months and will take 3-6 years to reach that goal.

College accounts will not be opened until 401ks are maxed.

The dividend income goal is probably not reached until the year I retire or close to it (need some good investment performance to reach that).

Other goals:
1) finance wife's next car for 3 years or less (2009). Once car is paid off we bank the payment for a car fund.
2) pay off 2nd mortgage within 6 years. We currently "round up" a $39x.yz payment to $400. Our cc rebate also pays 1 percent of all purchases to the 2nd mortgage, and when my truck is paid off in 2010 we will pay $700/mo extra. We owe about 49k at 7.6 percent.
3) pay off 1st mortgage before kids start college. Some of the $1100 for 2nd mortgage can be used to pay down the first. Some of this pay down money might actually get invested. 280k is what we owe now.
4) Get $375k invested by age 37 (2010). We are $170k short right now. This gets retirement plan on track.