I have decided to use the self directed brokerage option in my 401k. It costs $20/quarter to maintain, plus transaction costs.

My plan is to put 10k into the self directed brokerage 2X each year. In the 6 months between the brokerage deposits, the money will be invested in my companies normal 401k offerings.

I will track my IRR of both and make sure my choices beat my companies choices.

Company's choices are nameless funds.
43% to domestic large caps
25% to domestic small caps
5% to company stock
15% to foreign developed markets
10% to foreign emerging markets
1% to high yield bond fund
1% to core bond fund

(no mid cap offering)

Brokerage choices will let me do 1/3 aggressive and 2/3 diversified positions.

14% PRPFX (growth)
7% ULPIX (aggressive growth-2X S&P 500)
14% PRFDX (large value diversified)
7% ADVDX (large value dividend accelerator)
10% PRDMX (diversified mid cap)
5% CGMFX (aggressive growth)
10% PRDSX (diversified small cap)
5% xxxxX (aggressive small cap- looking for this now)
20% PSLIX (diversified international)
5% xxxxX (aggressive foreign or global)
3% RPSIX (diversified bond fund)

The bond position will grow 1% from sales of all holdings every 6 months.
I will rebalance 2X per year. In June I will make sure 2/3-1/3 allocation is true. In December I will balance the whole portfolio.