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Archive for May, 2007

Rebalanced today

May 31st, 2007 at 12:35 pm

On June 1 I adjust my contribution percentages to keep 401k in line for next 6 months.

Increased allocation of RYTFX to 11% (was 10%).

Increased allocation of VFINX to 24% (was 23%).

Increased allocation of VEXPX to 11% (was 10%).

Increased allocation of VEXMX to 11% (was 10%).

Decreased allocation of VTRIX to 23% (was 25%)

Decreased allocation of VWNFX to 20% (was 22%).

I also liquidated 1% of each position to bonds. This is the first time I have held bonds in nearly 3 years.

The goal is to maintain the 75/25, 45-15-15-15-10 allocation. The bond position was added, and I rebalance again on Dec 1. Dec 1 I will reset contributions to "normal" levelas and buy/sell to rellocate. If markets trend upward the next 6 months, I will liquidate another 1% to bonds. If markets drop, I will go back to 100% equity.